Bakai Bank Express Loan is suitable for entrepreneurs and companies that are on the marketplace for over 6 months continuously. It is a convenient and fast small loan which has a number of important advantages:
- At the discretion of the Bank, can be granted without collateral
- Gosigner is required, but with no proof of income and certificate of residence
- Minimum time for consideration
- Lower rate as compared to other similar loans for consumer purposes
- Spousal consent is not needed (up to 100 000 soms)
Minimum amount: 15,000 KGS/RUB, 200 USD/EUR
Maximum amount: 500,000 KGS/RUB, 7,000 USD/EUR
Early repayment commission - free,
| Rate in soms | Rate in USD |
| from 24% to 30% | from 18% to 25% |
The interest rate is set for each loan project separately where the history of cooperation between the bank and the borrower, banking products used by the borrower, loan terms and loan collateral are all taken into consideration.
*Effective interest rate: in soms from 24% per annum, in U.S. dollars from 18% per annum.
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Explore other bakai bank loan options
Microloan
Amount
Up to 2 000 000 soms/rubles or 20 000 USD/EUR
Collateral
yes
Purpose
for business development and agricultural purposes
Cosigner
yes
Term
to 36 months
Interest rate
In KGS, RUB from 22%, in USD, EUR from 15%
Small loan
Amount
From 2 000,001 som, rubles/ 30,001 USD, EUR
Collateral
yes
Purpose
business growth
Cosigner
yes
Term
to 60 months
Interest rate
from 19% in KGS, RUB/ from 8% in USD, EUR
The RKDF Loan
Amount
from 1 000 000 US dollars
Collateral
yes
Purpose
for business development
Cosigner
yes
Term
to 60 months
Interest rate
from 5 %