Information

With the OJSC "Bakai Bank" credit cards you will have an ability to make purchases, pay for services or get cash today but pay later using the Bank's funds. You will not have to collect documents and go through the procedure of renewing you credit over and over again after full repayment.

The card is provided FREE OF CHARGE for 2 to 3 years depending on the type of product. 

The interest rate is charged only on the used part of the credit. 

SMS notification and Mobile Banking are free.

You no longer have to wait for your salary/retirement and save for purchases you need right now, or put off a purchase just because you don't have the necessary amount on you.

Don't let circumstances control your life! Our loans make that possible. Get loans for everything your heart desires without a cosigner and without unnecessary documents.

Advantages

1. Revolving line of credit is opened with VISA cards;
2. Our revolving line card gives you the ability to use any amount within the limit provided;
3. Opportunity to get a card with a grace period of up to 45 days. The interest rate during the grace period is 0%;
4. The interest rate is charged only on the used part of the limit;
5. If you repay a portion of the principal amount, the limit available for use increases again;
6. If you pay for goods or services with our revolving fixed rate card you will get Cashback up to 2% of the purchase!

Cardholders of these cards are automatically enrolled in the Bonus Program depending on the type of product.

For more information follow this link  
 

*The Loyalty Program (cash-back) is provided when making purchases in the stores for the amount from 100 soms and above. A bonus of 2% of transaction amount, 1 bonus=1 KGS is credited to VISA Classic/Gold/Platinum cards at the end of the month when 100 bonus points are reached or more. The maximum amount of cashback per month is 1000 KGS. Bonus at the rate of 5% of transaction amount, 1 bonus = 1 KGS, is credited to VISA  Infinite cards at the end of the month when reaching 100 bonus points and above. Bonuses are awarded only on borrowed funds. With a positive account balance, bonuses are not accrued.

The maximum amount of cashback is 2000 KGS.  PROMOTION IS VALID until 30.06.2023.