A credit card is a nest egg that's always at your fingertips. Once you get such a card, you will enjoy instant credit up to 5 paychecks for 2 years.

up to 45 days without interest for non-cash purchases in retail and service companies

Credit card is an ideal solution in case of emergency. Apply for one while you have a stable income and receive your salary, and save it for a rainy day. You don't have to pay for such loan if you don't spend it.

"Bakai Bank" offers you a credit card with a grace period of up to 45 days (in case of repayment before the 15th of the following month) during which the bank does not charge % for the use of credit limit on the card, when making non-cash purchases.

While withdrawing your credit money the interest is accrued from the moment of the withdrawal. With that, if in the new month you make purchases from the second day of the month, the grace period will be extended for you again.

Cashback: 2% for purchases at POS-terminals (on the territory of the Kyrgyz Republic) and 3% for online purchases (local transactions). More.

Note: grace period and cashback do not apply to QR payments.