Who can qualify:
Individuals and sole proprietors (patent, certificate).
- Age from 21 to 65 years, for payroll and/or pension cardholders of the Bank - age up to 70 years is allowed;
- Residents or citizens of the Kyrgyz Republic;
- Permanent income, confirmed by documents..
| Type of loan | Currency | Interest rate, per annum |
| for payroll | KGS | 20%* |
| for third-party individuals | 22-23%* |
Product features
All purpose consumer loans not prohibited by the legislation of the Kyrgyz Republic
Loan currency: only in national currency
Loan term: from 3 to 60 months
Loan amount: from 100,000 soms to 5,000,000 soms
Purpose:
Purchase of furniture, appliances and household items, repair and/or purchase of a car, payment for education, payment for treatment, travel and recreation, celebrations and family events, refinancing of non-problem loans in other banks and FCIs and other consumer purposes.
Loan repayment: monthly annuity, monthly principal amount in equal installments.
Early repayment/partial early repayment: commission-free
Effective interest rate:
For payroll and/or pension cardholders of the Bank - 22%;
For individuals with proof of official income - 24.42-25.65%.
- Borrower's passport;
- Marriage certificate - provided to confirm spousal relationship;
- Passport of a spouse (if any);
- Patent (for last 3-6 months) /Certificate (reference from tax/social fund on absence of debts)/Income certificate for the last 3-12 months; *.
- Cosigner's passport;
- Documents on pledge (real estate);
- Cosigner's marriage rcertificate - provided to confirm marital relationship;
- Passport of a spouse (if any);
- Certificate of income for the past 3-12 months;*.
- Certificate of income or other documents confirming income;
- And also other documents necessary for takig out a loan, according to the legislation of KR.
*If there are contributions to the Social Fund of the Kyrgyz Republic, the certificate of salary is not required
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- 6111 (from mobile only)
- +996 554 00 61 11 (Whats App)
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