Have you been looking for a new or used car from the market or from a car dealership? Then this loan is for you!
Amount: from 50,000 to 7,000,000 KGS
oan term: from 3 to 60 months
Repayment schedule: annuity, according to the established schedule.
The amount, term and repayment schedule can be changed upon decision of the Bank's Credit Committee.
| Amount | Rate for the Bank's payroll card holders | Third party rate | Note |
| up to 7 000 000 KGS | 20% | 21% | Purchases of hybrid and electric cars are subject to a 1% rate reduction |
Collateral for a car loan
If the down payment is not less than 30% of the value, the purchased motor vehicle will be the collateral.
If the down payment is less than 30% of the value, or in its absence, as well as for loans over 3,500,000 soms, it is necessary to provide additional collateral in addition to the purchased motor vehicles - real estate.
*Effective interest rate from 22% per annum.
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Explore other bakai bank loan options
Auto loan
Amount
to 12 000 000 KGS
Collateral
yes
Purpose
To finance the purchase of a vehicle from the Bank's partner dealerships
Guarantor
yes
Term
up to 60 months
Interest
from 18,0%