Now at “Autocenter Perekrýostok,” “Autocenter Estokada,” and “Bedachi,” you can finance a new Toyota, Lexus, BMW, KIA, or Ravon.
To get into a new car, simply make a down payment starting at 20% of the vehicle’s value. For pre-owned cars, the down payment begins at 30%. The car itself will serve as collateral, and if you opt for a smaller down payment, additional collateral—like real estate—will be required.
Loans are available to both salaried employees and self-employed individuals, between the ages of 21 and 65, with terms of up to 5 years.
Bakai Bank ensures quick turnaround times, reviewing applications within 5 business days, provided all required documents are submitted.
Interest rate in KGS - 18,5% per annum (effective interest rate - 20,20%).
Interest rate in USD - 13% per annum (effective interest rate - up to 13,84%).
- Individuals whose income comes in the form of wages and/or pension, rent, or those engaged in agribusiness and sole proprietors working on the basis of a patent and/or a Certificate of IE, aged 21 to 65 years inclusive at the time of repayment.
- Length of service at the last place of work no less than 6 months.
- Monthly loan payment cannot exceed 50% of the monthly salary/income received (after all insurance deductions and taxes been made).
- Copies of passports of the Borrower, his/her spouse, mortgagor/cosigner and their spouses (if any);
- Copies of documents confirming the Borrower's (mortgagor/cosigner's, if any) marital status;
- Salary certificate for the last 6-12 months indicating years of experience or authorized by signature of a Bank employee, an extract from a card account or statements of accounts of other banks, for the specified period on the receipt of wages;
- Patent for the last 3-12 months, in exceptional cases patents for 1 month are accepted.
- Proof of residence certificate indicating family structure - preferable;
- Documents for the real estate provided as a collateral (title establishing documents, technical passport of the building, Extract from the State Register of Immovable Property Rights issued by the State Registry Office);
- Documents confirming additional income of the Borrower/family members (pension, part-time work, lease agreement, certificate, patent etc.);
- If your income is earned by entrepreneurship and used towards your loan repayment, a financial analysis is carried out with the preparation of a cash flow statement and, if necessary, with a mandatory visit to the place of business
Рассчитайте свой кредит
Submit a request for assistance
You can either by sending or by calling us for consulting
- 6111 (from mobile only)
- +996 554 00 61 11 (Whats App)
We guarantee the security of your information
Explore other bakai bank loan options
