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VISA Payment cards

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Visa Infinite


Som, US dollar


Free of charge

Annual maintenance fee

10 000 soms / $120


Visa Infinitebank payment card issued by Bakai Bank, is the most prestigious premium card of VISA Inc. international payment system with a set of unique features. Cardholders receive an exclusive level of service. Clients get assistance at any time on any of their questions provided by the Bank and VISA Infinite MPS:

  • 24-hour support from the Visa Inc. payment system;
  • Insurance programs for travel and shopping;
  • Medical and legal assistance in any country of the world;
  • Special offers from partner companies on sales / services, discounts in hundreds of exclusive stores and clubs;
  • Providing Visa Infinite cardholders with a personal manager.

Exclusively for the holders of Visa Infinite card from Bakai Bank OJSC the services of LoungeKey program are included in the package of services automatically, it is the privilege program which opens the doors to more than 850 VIP and Business - halls of the airports of the world.

Travel at your pleasure, forgetting about worries. Visa Infinite privileges will take care of you every step of the way.

For Visa Infinite cardholders OJSC "Bakai Bank" provides the following privileged services:

  • Free visits to VIP and Business lounges of the airports worldwide on LoungeKey program;
  • Service in VIP rooms;
  • 50% for SWIFT transfers (minimum and maximum according to tariffs without discount)
  • Free of charge opening and maintenance of current accounts on demand;
  • Free of charge provision of statements on bank accounts;
  • 50% discount for renting of small safe deposit boxes

Currency: KGS or USD
Issue: free of charge
Annual maintenance: 1st year - 10000 KGS/$120; 2nd year and all subsequent years - 8000 KGS/$100.

For detailed information please reach out to our Call-center by dialing 6111 or apply directly at the Bakai Bank branches. 


Bakai Bank overdraft "Emergency Advance"allows you to make payments in the event there is insufficient funds on your bank card. 

"Bakai Bank" offers you the product for you to take advantage of such an attractive offer as overdraft "Emergency Advance" - for the clients who have their payroll cards with "Bakai Bank". For salary card holders, issued by the bank, overdraft can be applied for up to three salaries. Depositors of "Bakai Bank" can also enjoy this product. 

In practice it appears as an overdraft on your card bank account. Overdraft "Emergency Advance" is great as it can be a reserve pocket for any unplanned purchases. 


  • Be a participant of the payroll project and/or having a deposit account at Bakai Bank
  • Have a work experirnce undert the payroll project no less than 12 months
  • Overdraft term: 12 months (can be further extended)
  • Up to 80% of salary, you should leave an application in "Bakai Bank"
  • Have an average monthly salary of over 80% and up to 3 average monthly salaries plus one cosigner from the payroll project is needed
  • Interest rate - 28% per annum

For more information please reach out to our Call Center by dialing 6111 or visit one of the Bakai Bank branches. 

Friendly Network

"Friendly Network" is a wide network of ATMs and terminals throughout Kyrgyzstan. For the convenience of its customers, banks consolidated their devices into a single network to serve bank cards.

  • more than 500 ATMs;
  • more than 606 terminals.

Our cardholders can withdraw cash with Elcard/VISA payment cards at the devices ofthe Friendly Networkon the tariffs of OJSC" Bakai Bank". 

The Friendly network includes the following banks:

OJSC Bakai Bank


OJSC "Ayil Bank" 

CJSC "Bank of Asia",

OJSC "Dos-Credit Bank

Finance Credit Bank CAB

OJSC "Capital Bank"

For more details please reach out to our Contact Center by dialing 6111 or visit "Bakai Bank" branches. 

Three Steps to a New Bakai Bank Card

Fill out an application
It takes 2 minutes, all you need is a contact person and a phone number
Wait for the operator to call you
We'll let you know when and where to pick up the card when it's ready
Pick up your card
Come to a bank office and present your passport

Submit a request for assistance

Visa Infinite
We guarantee the security of your information