EN

Precious metals and coins

 

Unallocated metal account

UMA is a convenient way to invest money in precious metal and make a profit from an increase in its value. 

 

 

Unallocated metal account (UMA) is an account that shows precious metals owned by you in grams, without any information about the assay, bar numbers and manufacturer.

 

You can buy or sell metal to the bank at any moment, without receiving it and inspecting (examining) bars.

 

Which precious metals can you acquire?

  • Gold
  • Silver
  • Platinum

 

How can I make a profit with UMA?

1. You buy precious metal in UMA.

2. After any period of time, when quotes have reached the price you need, you sell the metal in UMA.

 

Why should you invest in precious metals?

  • A good way to keep your savings safe.
  • A convenient, long-term investment.
  • Easy to own – no need to worry about storing metal.
  • Easy to buy, easy to sell
  • No unnecessary spending – no VAT on purchase and sale.
  • Easy to manage – the account does not have a time limit, so you will not need to periodically re-register it.

UMA advantages:

  • Diversification of the investment portfolio.
  • Absolute liquidity. Conversion of UMA to monetary assets is quite easy.
  • No problems and expenditures related to storing and transporting precious metals.
  • Accessibility: minimum investment starts from 0.1 gram of precious metal.
  • Income gained due to price changes is not subject to tax.

Gold price dynamics (2005-2018)

If you have any questions, please contact us by phone: 31-14-86

UMA-secured lending

Bakai Bank OJSC offers its clients - holders of unallocated metal accounts an opportunity to use them as collateral when taking out a loan. Clients of the Bank can take out a loan for themselves, using UMS as collateral, and also act as pledgers when taking out a loan at Bakai Bank OJSC for a third party.

Target audience:

  • Legal entities
  • IE, individuals

Intended use:

For any purposes not prohibited by the legislation of the KR.

Main terms and conditions:

  • Loan currency: national currency and US dollars
  • Minimum loan amount: KGS 10 000, USD 150
  • Maximum loan amount: not exceeding 70% of the cost of precious metal
  • Minimum loan term: 1 month
  • Maximum loan term: 2 years with an option of further extension
  • Loan repayment: interest repayment is done monthly (once a month). Principal loan repayment – flexible schedule.

Period of loan issuance comprises 3 days

 

 

Precious metal bars

 

Selling and buying minted bars

 

Bakai Bank OJSC buys and sells gold bars issued by the NBKR.

An investment in precious metals is one of the ways to preserve savings. Gold bars have high liquidity and if global prices on precious metals rise, such an investment can potentially bring additional income.

BAKAI BANK OJSC offers you to use our services on buying and selling gold bars.

Minted gold bars from 1 g to 31,1035 g are issued in a protective packaging that simultaneously serves as their certificate. Minted bars with a weight of 100 g have a certificate enclosed. The integrity of the protective packaging guarantees the authenticity of the bar and ensures an immediate payment to the customer upon its repurchase. If a minted bar or its packaging, i.e. certificate, are damaged then the bar is subject to a detailed examination. Examination period – not more than 14 working days with a fee for the examination in the amount of 11% from the bar’s repurchase amount.

It is not recommended to open the package with the minted bar.

Minted bars are sold to individuals on the basis of an identification document (passport). To legal entities – in accordance with the list of documents for opening an account with the Bank.

Payment for purchased bars can be made in cash and non-cash form or using a bank payment card through a POS terminal available in working cash offices of the National Bank.

 

Gold (Au)

NBKR minted bars

Weight, g:

Width,mm  Length,mm  Fineness: 

 1,00 g.

813,8999,9

 2,00 g.

1118,9999,9

 5,00 g.

1424,1999,9

 10,00 g.

1525,8999,9

 31,1035 g.

2237,9999,9

 100,00 g.

2745999,9

 

 

Collectible Coins of the National Bank of the Kyrgyz Republic

 

 

Kyrgyzstan’s collectible coins are not just a souvenir product or a collectible item, they also serve as an important source of information. The National Bank of the Kyrgyz Republic issues collectible coins with the aim of commemorating historic events connected to the establishment of the Kyrgyz statehood, cultural monuments, anniversary dates, achievements in the field of culture and sports, reviving national customs and games and popularizing endangered fauna and flora species of Kyrgyzstan. The themes of collectible coins issued by the National Bank reflect the beauty and uniqueness of Kyrgyzstan, its exceptional nature.

Interest in collectible coins increases with each year. Today they are bought not only by professional collectors for whom numismatics is an engaging hobby but also by ordinary citizens interested in investments’ quality.

 

Coin

Denomination

Metal

Price (som) 

Weight

Diameter

Quality

Date of issue

Image

1

Snow Leopard

200 som

999° with two diamonds

71'445

15.55

25,00

Proof

25.12.2015

2

200th anniversary of Kurmanjan Datka

100 som

Gold 999°

27'600

7.78

22,60

Proof

08.08.2012

3

Lightly armed warrior of the Kyrgyz kaganate

10 som

silver 925°   with oxidation

3'080

28.28

38,61

Proof-like

20.12.2016

4

Heavily armed warrior of the Kyrgyz kaganate

10 som

silver 925°   with oxidation

3'300

28.28

38,61

Proof-like

07.12.2017

5

200th anniversary of kurmanjan Datka

10 som

silver 925° with Swarovski® crystals 

2'200

28.28

38.60

Proof

08.08.2012

6

Goitered gazelle

10 som

silver 925°  gilded with gold 999° 

2 530

28,28

38,60

Proof

26.08.2013

7

Snow leopard

10 som 

silver 925° with Swarovski® crystals

2 400

28.28

38.60

Proof

21.08.2012

8Great Silk Way 10 som  silver 925° gilded with gold 999° and with color enamel  3 74031.138.61-20.12.2011
9Jamila10 somsilver 925°1 98028.2838.60Proof04.05.2009
10Duishen10 somsilver 925°1 98028.2838.60Proof04.05.2009
11Mother field10 somsilver 925°1 98028.28  38.60Proof04.05.2009
12Farewell, Gulsary! 10 somsilver 925°1 98028.2838.60Proof04.05.2009
13The white ship10 som silver 925° 1 98028.28 38.60Proof04.05.2009
141000th year anniversary of Zhusup Balasagyn10 somsilver 925°   with local gilding3 56428,2838,61х38,61Proof01.11.2016 
15Fritillaria eduardii Regel (Aigul flower)10 somsilver 925°  with pad printing2 66228.2838,61*28,81Proof20.12.2016
16Demoiselle10 som silver 925°  with local gilding 3 46528.2838,61*28,81Proof07.12.2017
17Bustard   10 somsilver 925°   with oxidation and local gilding  2 20028.2838.60Uncirculated 15.06.2015
18Eagle owl10 somsilver 925° with pad printing  1 65028.2838.60Proof11.08.2014
19Mother-Deer10 somsilver 925°  with color enamel1 98031,1 38.60-29.10.2009
20Golden Eagle10 somsilver 925° with color enamel  1 98031,138.60-29.10.2009
21Kumbez of Manas10 somsilver 925° 1 98028.2838.60 Proof11.08.2014       
22Saimaluu-Tash10 somsilver 925°  with pad printing   2 75028,2838,6Proof26.08.2013      
23Sovereing Kyrgyzstan10 somsilver 925°  gilded with gold 999° and with color enamel   2 86028.2838.60Proof15.08.2011      
24Construction of yurta10 somsilver 925°  with color enamel   1 65031,138.60-01.10.2010
25Sulaiman Mountain10 somsilver 925° gilded with gold 999° 2 75028.2838.60 Proof20.04.2009
26Bishkek  10 somsilver 925°  with color enamel1 98031,138.60-18.12.2008
27Komuz10 somsilver 925°3 195.5028,2838,61Proof10.05.2018
28Chingiz Aitmatov - 90 years20 somcopper - nickel7702538,61Proof-like29.10.2018

News

Foreign Exchange Rates

PurchaseSale
USD81.700081.9000
EUR95.000096.5000
RUB1.02801.0520
KZT0.18600.2000
GBP94.0000110.0000
CNY9.000013.0000
PurchaseSale
USD81.400081.9000
EUR94.400096.9000
RUB1.01501.1000
KZT0.15000.2050
GBP93.0000111.0000
CNY8.500013.5000
FX rate
USD81.8000
EUR95.9514
RUB1.0372
KZT0.1893
GBP105.5285
CNY12.0852

Course listed on 30.10.2020

Exchange rates are valid for Bishkek city. Exchange rates are valid for an amount of up to $1000 (or equivalent in other currencies), rates for amounts above$1000 are contractual